1 Price it with Figure
If your customer's ready, price directly with Figure OR skip to step 2
BEFORE you price, have the borrower's permission for a soft credit pull plus their property address, date of birth, and income - Figure requires these to price. Then log in, price the HELOC, come back and enter the results.
Your work is saved in this browser while you price, so nothing is lost on the round trip.
2 Enter the quote
Type it exactly as Figure quoted it
We never compute a payment or an APR - the numbers a borrower sees are the numbers you type from the Figure screen.
Feeds the program availability checks.
Never computed here. Type what Figure shows.
Manual entry only. Missing APR generates as Preliminary.
Optional, sharpens the pitch
Personalizes one line of the pitch.
3 Build the pitch
One button, two matched artifacts: the borrower PDF and the email, rendered from the same locked numbers so they can never disagree.
Your card on the pitch
Three beats that sell it
- Open with their project, not the product: "You mentioned the kitchen. I found a way to fund it without touching your current mortgage rate."
- The consolidation angle: average credit cards run above 21% APR. One payment at a lower rate is the story - with the honest caveat that a longer term can mean more total interest.
- "Why not just refinance?" - a cash-out refinance reprices the ENTIRE balance at today's rates. This prices only the new money. That one line wins the conversation.